RAHA PSÜHHOLOOGIA: Kõik jooksevad. Kuid paistab, et mitte kõik ei võida.

10. november 2008, 15:56

Raha on valdkond, mille suhtes võivad juba lapsena kinnistuda tugevad tunded ja ettemääratud käitumine. Mida Sulle väiksena raha kohta räägiti ja mida Sa oma kodus nägid? Kas Sinu arvates on raha hea või halb? Kas miljonärid saavad taevasse? Kuidas mõelda rahast nii, et raha ei oleks probleem, vaid võimalus? Raha mul nüüd on, aga edasi?

<em style="mso-bidi-font-style: normal;"><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><img title="SACH INTERNATIONAL " src="images/article/a66a79f6-4917-4eaa-be06-f08d9836dddf1.gif" alt="logo" width="108" height="122" /></span></span></span></span></em>

<span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-size: 10pt; color: #000000; font-family: Verdana; mso-no-proof: yes; mso-bidi-font-family: Tahoma;">Raha ps uuml;hholoogia k auml;sitleb seda, kuidas uskumused, lootused ja tunded m otilde;jutavad meie finantsk auml;itumist, -tulemusi ja -pettumusi. Uuml;ha enam m otilde;istetakse, et edule viib n- ouml; siset ouml; ouml; ning see, mis on meie peas ja s uuml;dames, mitte niiv otilde;rd see, mis on meist v auml;ljaspool.<br />Raha ps uuml;hholoogia seminar aitab Sul endale teadvustada Sinu alateadvuses peituvaid rahaga seotud arusaamu, protsesse ja m otilde;jutusi. Teoorias on tuginetud transpersonaalsele kommunikatsioonile, Carl Jungi t ouml; ouml;le ja t auml;nap auml;evasele teadvuse k auml;sitlusele.<br />Paljud meist on j auml;rginud Ameerika k uuml;lluse mudelit, oleme lugenud raamatuid ja osalenud seminaridel, mis p uuml; uuml;avad m uuml; uuml;a meile Ameerika unistust. Kuid matkides Anthony Robbinsit ja klammerdudes allak auml;iva Ameerika mudeli k uuml;lge, suurendame vaid oma stressi. Ameerika majanduse praegune olukord n auml;itab selgelt, et oleme j auml;rginud valet unistust.<br />Seevastu on meil palju otilde;ppida idast. Veendume selles uuml;ha enam, j auml;lgides Ida-Aasia maade kiiret arengut. Kuidas m otilde;eldakse rahast seal?</span>

<span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><strong><span style="font-size: 10pt; color: #000000; font-family: Verdana; mso-no-proof: yes; mso-bidi-font-family: Tahoma;">Seminari k auml;igus otilde;pime:<br /></span></strong><span style="font-size: 10pt; color: #000000; font-family: Verdana; mso-no-proof: yes; mso-bidi-font-family: Tahoma; mso-fareast-font-family: Symbol;"> middot; </span><span style="font-size: 10pt; color: #000000; font-family: Verdana; mso-no-proof: yes; mso-bidi-font-family: Tahoma;">valima oma elu prioriteete efektiivsemal viisil;<br /></span><span style="font-size: 10pt; color: #000000; font-family: Verdana; mso-no-proof: yes; mso-bidi-font-family: Tahoma; mso-fareast-font-family: Symbol;"> middot; </span><span style="font-size: 10pt; color: #000000; font-family: Verdana; mso-no-proof: yes; mso-bidi-font-family: Tahoma;"> auml;ra tundma seni teadvustamata tundeid, mis m otilde;jutavad meid rahaasjades;<br /></span><span style="font-size: 10pt; color: #000000; font-family: Verdana; mso-no-proof: yes; mso-bidi-font-family: Tahoma; mso-fareast-font-family: Symbol;"> middot; </span><span style="font-size: 10pt; color: #000000; font-family: Verdana; mso-no-proof: yes; mso-bidi-font-family: Tahoma;">avastama, mis meid elus t otilde;eliselt vaimustab, ja muutma seda majanduslikuks h uuml;veks; <br /></span><span style="font-size: 10pt; color: #000000; font-family: Verdana; mso-no-proof: yes; mso-bidi-font-family: Tahoma; mso-fareast-font-family: Symbol;"> middot; </span><span style="font-size: 10pt; color: #000000; font-family: Verdana; mso-no-proof: yes; mso-bidi-font-family: Tahoma;">tegema finantsotsuseid s uuml;gavama teadlikkusega;<br /></span><span style="font-size: 10pt; color: #000000; font-family: Verdana; mso-no-proof: yes; mso-bidi-font-family: Tahoma; mso-fareast-font-family: Symbol;"> middot; </span><span style="font-size: 10pt; color: #000000; font-family: Verdana; mso-no-proof: yes; mso-bidi-font-family: Tahoma;">vabanema sisemisest orientatsioonist puudusele ja m otilde;tlema k uuml;lluse m otilde;istetes.<br />Seminari l otilde;ppedes valmib Sul reaalne plaan oma elu kohta, mis aitab n auml;ha uusi perspektiive elu- ja rahak uuml;simustes. </span></span></span>

<span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"> <img title="Jure Biechonski ja Alar Tamming " src="images/article/a66a79f6-4917-4eaa-be06-f08d9836dddf2.jpg" alt="mehed" width="343" height="188" />

<span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-size: 10pt; font-family: Verdana; mso-no-proof: yes;">Professor <strong style="mso-bidi-font-weight: normal;">Jure Biechonski</strong> on ps uuml;hholoog ja h uuml;pnoanal uuml; uuml;tik, kellel on laialdased n otilde;ustamiskogemused Hiina ja India auml;risektoris. Ta on ps uuml;hholoogiaalase koolitus- ja n otilde;ustamisettev otilde;te SACH International direktor. Ettev otilde;tte seminare on korraldatud 32 riigis uuml;le kogu maailma.<br /></span><strong style="mso-bidi-font-weight: normal;"><span style="font-size: 10pt; font-family: Verdana; mso-no-proof: yes;">Alar Tamming</span></strong><span style="font-size: 10pt; font-family: Verdana; mso-no-proof: yes;"> on ASi Tavid ainuaktsion auml;r ja n otilde;ukogu esimees. Viimastel aastatel on ta keskendunud ps uuml;hholoogiale ja uurinud isiksuse arengu teooriaid, transpersonaalset ps uuml;hholoogiat ja muutunud teadvuse seisundeid. Tal on teadusmagistri kraad ps uuml;hholoogias.</span>

<span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-family: Arial; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-size: x-small;"><span style="font-size: 10pt; color: #000000; font-family: Verdana; mso-no-proof: yes; mso-bidi-font-family: Tahoma;">3p auml;evane seminar toimub <strong>hotelli Salzburg konverentsikeskuses (P auml;rnu mnt 555) <span style="letter-spacing: 0.25pt;">25.-27. novembril 2008</span> <span style="mso-spacerun: yes;"> </span>kell 10-18. </strong>Koolituse hind on 6000 kr + k auml;ibemaks. Sisaldab koolitust, jaotmaterjali ja toitlustamist.Osalemiseks t auml;ida meie kodulehel <a href="http://www.hypnoteraapia.ee/"><span style="color: #3366ff;">www.hypnoteraapia.ee</span></a></span><span style="font-size: 10pt; color: #0000ff; font-family: Verdana; mso-no-proof: yes; mso-bidi-font-family: Tahoma;"> </span><span style="font-size: 10pt; color: #000000; font-family: Verdana; mso-no-proof: yes; mso-bidi-font-family: Tahoma;">registreerimisankeet ja kanna uuml;le tagastamatu ettemaks 2000 kr Terviklik Mina O Uuml; kontole 21037873270. Selgitusse lisa palun osaleja nimi. </span>

<span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-family: Arial; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-size: x-small;"><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-family: Arial; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-size: x-small;"><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-family: Arial; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-size: x-small;"><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"></span></span></span></span></span></span></span></span></span></span></span><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"></span></span></span></span></span></span></span></span></span></span></span></span></span><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"></span></span></span></span></span></span></span></span></span></span><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"></span></span></span></span></span><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-size: 11pt; 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mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"></span></span></span></span></span></span></span></span></span></span></span><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"></span></span></span></span></span></span></span></span></span></span></span></span></span><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"></span></span></span></span></span></span></span></span></span></span><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"></span></span></span></span></span><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-family: Arial; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-size: x-small;"><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"></span></span></span></span></span></span></span></span></span><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"></span></span></span></span></span></span></span></span></span></span></span><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"></span></span></span></span></span></span></span></span></span></span></span></span></span><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"></span></span></span></span></span></span></span></span></span></span><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"></span></span></span></span></span></span></span></span></span></span></span></span></span></span><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"></span></span></span></span></span></span></span></span></span></span><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-family: Arial; mso-ansi-language: ET; mso-no-proof: yes;"></span></span></span><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"></span></span></span></span></span></span></span></span></span></span><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"></span></span></span></span></span><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"></span></span><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"></span></span></span></span></span></span></span></span></span></span><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"></span></span></span></span></span></span><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"></span></span></span></span></span></span></span></span><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"></span></span></span><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"></span></span></span></span></span></span><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"></span></span></span></span><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;">

<span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-family: Arial; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-size: x-small;"><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-family: Arial; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-size: x-small;"><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-family: Arial; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-size: x-small;"><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"></span></span></span></span></span></span></span></span></span></span></span></span><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;">

<span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-family: Arial; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-size: x-small;"><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-family: Arial; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-size: x-small;"><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-family: Arial; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-size: x-small;"><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"></span></span></span></span></span></span></span></span>

<span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-family: Arial; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-size: x-small;"><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-family: Arial; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-size: x-small;"><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-size: 11pt; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-family: Times New Roman;"><span style="font-family: Arial; mso-ansi-language: ET; mso-no-proof: yes;"><span style="font-size: x-small;">

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